Investor Presentaiton

Key Operational Ratios Sustainable Performance إعادة Saudi Re 2021 2020 2019 2018 2017 2016 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 Premium Growth 19% 18% 10% -23% -4% 22% Retention Ratio 85.9% 83% 82% 85% 68% 95% Net Claims Ratio 66.1% 61% 65% 66% 70% 80% Net Acquisition cost ratio 25.5% 29% 25% 26% 23% 15% Technical Ratio 91.6% 89% 90% 92% 94% 95% G&A Expense Ratio 7.46% 8% 8% 8% 9% 5% Combined Ratio 99.1% 97% 97% 100% 102% 100% 18 Public www.saudi-re.com

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