Investor Presentaiton

Strategy Summary To stay ahead, Riyad Bank is transforming too Profile / Strategy / Sustainability / Environment / Financials / Appendix Enabled through Digitalization Innovation: Ecosystems, Fintech, Advanced Analytics Efficiency: Straight-Through-Processing, Distribution Next-gen operating model: Agile, IT Infrastructure Corporate Corporate bank of Choice in V2030 Infrastructure Retail Restore natural market share in Retail Maintain SME leadership position Riyad Bank - Investor Presentation - 30/09/23 Private and affluent banking General Business 9

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