Investor Presentaiton

Agenda 01 Financial Highlights 02 Group Net Profit 03 Group Performance Trends 04 Appendices: Major Subsidiaries' Results OCBC Bank → OCBC Bank Notes: - Certain comparative figures have been restated to conform with the current period's presentation; - Amounts less than S$0.5m are shown as "0"; - "nm" denotes not meaningful; - "na" denotes not applicable; - Figures may not sum to stated totals because of rounding. DOCBC Bank 2

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