Investor Presentaiton
#3 BUSINESS UPDATE
Personal lending ▲
growth
Rapid recovery from deliberate, responsible pull-back
during peak COVID-19 period
H1 highlights
•
•
Phased market re-entry after deliberate pull-back (driven by
tightening of credit and reduced marketing spend) during peak
COVID-19 period
Gained market share in broker channel, winning on service and
application experience
Strong recovery in Q2, observing significant lift in average borrower
credit characteristics
37.2
Loan originations ($m)
49.4
COVID-19
pullback
20.5
Phased re-
entry
+81% on Q1
37.0
ili
Plenti offering
Fast, flexible
personal loans for
a diverse range of
worthwhile loan
purposes
Plenti
Outstanding
digital application
and settlement
experiences
Distribution
through digital,
broker and
corporate referral
channels
Q1
FY20
Q2
FY20
Q1
FY21
Q2
FY21
Granular risk-based
pricing, rewarding
Average loan
size of ~$17k
good borrowers
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