Americas Wholesale and Retail Banking Overview

Leading Bank in the Americas¹ Core markets: Canada, US, Mexico, Peru, Chile and Colombia 7th largest bank by assets¹ in the Americas Full-Service, Universal Bank Canada Mexico Peru Chile Colombia Caribbean Uruguay Wholesale Operations USA UK Singapore Australia Ireland Scotiabank² 2021 YTD Change YTD/YTD Revenue Net Income $23,565MM $7,453MM +48% Return on Equity 14.8% +460 bps Operating Leverage +1.6% n.a. Productivity Ratio 52.1% (80 bps) Total Assets $1.2T (1%) 12.2% +90 bps CET1 Ratio Ranking by Market Share³ Canada #3 USMCA USA4 Top 10 FBO Mexico #5 Pacific Alliance Peru #3 Countries Chile (PAC) #3 Colombia #6 36 Hong Kong SAR China Brazil Earnings by Market2,5 India Japan 1 Ranking by asset as at August 18, 2021, Bloomberg; 2 Refer to Non-GAAP Measures on slide 80 for adjusted results. Revenue growth, Net Income growth, and Operating Leverage excludes divested operations; 3 Ranking based on market share in loans as of June 2021 in Mexico, Peru and Chile, May 2021 in Colombia, as of April 2021 in Canada for publicly traded banks; 4 Ranking by asset as of March 2021; 5 Adjusted net income attributable to equity holders of the Bank for the 9 months ended July 31, 2021 -Other- C&CA 3%4% PAC 17% 7% Canada U.S.A 69% 5

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