RBC Business Segments Overview

Wealth Management Canada - Extending our industry leadership Fee-based assets per advisor (2) ($ millions) ■ Extending our #1 position Grew HNW market share by ~400 bps to 19% in the last four years(1) with momentum and anticipate reaching 20% market share by 2016 - Generating ~30% of RBC Wealth Management earnings with strong pre- tax margin, highest among North American peers(3) peer average $61 ◉ Maintaining profitable growth in a challenging market Over 1.7x the Driving strong advisor productivity Canadian leader in fee-based assets per advisor(1) Consistently driving revenue per advisor of over $1.17 million per year, 36% above Canadian industry average(1) - Competitive hires delivering strong new asset growth Leveraging Enterprise linkages to continue to extend market share gains U.S. & International RBC United States Steadily increasing advisor productivity Growing complementary distribution through successfully recruiting revenue producers and establishing new clearing relationships ■ $35 Cdn Peer Average RBC Loans (4) & Deposits Strong growth in our credit and deposit taking businesses Average Balances ($ billions) Improving operational efficiencies and leveraging RBC's global capabilities to broaden our product offering 31.9 29.2 36.2 39.7 ■ Outside North America 15.7 17.8 12.1 Refocusing on UHNW and HNW client acquisitions from select markets where we have scale 9.9 Leveraging RBC's global capabilities (Global Asset Management and Capital Markets) 2012 2013 2014 Q1 2015 ■Loans Deposits Optimizing our operating model to drive long-term performance Investor Relations (1) Investor Economics report on RBC's full wealth and investment offering in Canada (December 2013). (2) Investor Economics report (September 2014). (3) As per BCG Global Wealth Manager Benchmarking 2014, based on 2013 results. (4) Total of average loans & acceptances. 14

View entire presentation