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53 53 Quarterly Summary Income Statement Highlights - GFNorte Change Change 4Q19 3Q20 4Q20 2019 2020 (Million Pesos) Interest Income 37,667 33,341 Interest Expense 15,174 10,430 Technical Results (Insurance & Annuities) (2,305) (2,310) 3Q20 4Q19 30,676 (8%) (19%) 150,514 9,638 (8%) (36%) (1,458) 37% 2019 133,593 (11%) 68,693 47,898 (30%) 37% (1,244) (2,863) (130%) Net Interest Income 20,188 20,601 19,580 (5%) (3%) 80,577 82,832 3% Net Service Fees 4,230 3,096 3,599 16% (15%) 14,011 13,219 (6%) Trading 872 1,128 858 (24%) (2%) 5,289 4,854 (8%) Other Operating Income (Expenses) 746 656 859 31% 15% 4,264 2,983 (30%) Non Interest Income 5,847 4,880 5,315 9% (9%) 23,564 21,056 (11%) Total Income 26,035 25,481 24,896 (2%) (4%) 104,141 103,888 (0%) Non Interest Expense 10,572 10,627 11,612 9% 10% 40,678 43,013 6% Provisions Operating Income Taxes 3,765 3,138 5,993 91% 59% 15,347 21,931 43% 11,698 11,717 7,290 (38%) (38%) 48,116 38,944 (19%) 2,951 3,178 1,757 (45%) (40%) 12,795 10,049 (21%) Subsidiaries' Net Income 389 492 509 4% 31% 1,716 2,002 17% Minority Interest (125) (124) (77) 38% 39% (509) (389) 23% Subsidiaries & Minority Interest 263 368 433 18% 64% 1,208 1,613 34% Net Income 9,010 8,906 5,966 (33%) (34%) 36,528 30,508 (16%) Recurring N.I. w/o anticipated Provisions 2Q20 and 4Q20 9,010 8,906 7,692 (14%) (15%) 35,345 35,583 1% Eco Hist DB NIM Rev C/I NI Div ROE LD Dep Loan ICAP BAP Guid Mkt App GRUPO FINANCIERO BANORTE

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