Investor Presentaiton

73 UXIN LIMITED Environmental, Social and Governance Report GREEN UXIN, RUNNER TOWARDS A ZERO-CARBON FUTURE 74 TCFD recommendations Uxin's response Governance: Disclose the organization's governance around climate-related risks and opportunities. Describe the board's oversight of climate- related risks and opportunities. Under the supervision and guidance of the board of directors, the Company has integrated ESG development concepts into its strategic planning and implemented it into its daily operation and management. Risk management: Disclose how the organization identifies, assesses, and manages climate-related risks. Describe the organization's processes for identifying and assessing climate-related risks. The Company is planning to incorporate non-financial factors such as environment, society and corporate governance into its risk evaluation system. Describe management's role in assessing and managing climate-related risks and opportunities. The senior management of the Company has identified the climate-related risks and opportunities, planned and regularly assessed the Company's response to climate risks. Strategy: Disclose the actual and potential impacts of climate-related risks and opportunities on the organization's businesses, strategy, and financial planning where such information is material. Describe the climate-related risks and opportunities the organization has identified over the short, medium, and long term. The Company has identified the risks and opportunities relating to environmental factors, including climate change: Physical risks: ⚫ Extreme weather caused by climate change (for example, rainstorm, hurricane, etc.) may affect the Company's continuous operations and assets; • Extreme weather may result in longer inventory turnover time of the Company's used vehicles, thus increasing its operating cost and affecting its operating profits; Transition risks: • Policy changes may bring additional operating costs to the Company; • Carbon emissions generated by operations cannot be effectively controlled or reduced. Opportunities: In the context of China's carbon peak and carbon neutrality goals and related favorable policies of used vehicles, investors might be more interested in investing in industries and projects that can effectively combat climate change; • Use of renewable energy can help reduce operating costs. Describe the impact of climate-related risks and opportunities on the organization's businesses, strategy, and financial planning. The Company has identified and integrated climate-related risks and opportunities into its future development strategies. In response to the national policy's call of, we have established sustainable supply chains, reduced the climate-related risks in industrial chain operation and management, and endeavored to accelerate the transformation toward low-carbon operations. Describe the resilience of the organization's strategy, taking into consideration different climate-related scenarios, including a 2°C or lower scenario. The Company has planned to introduce assessment tools for climate-related risks and opportunities to analyze the impact of different scenarios on its strategy, business and financial performance, and will use them as the basis for making business decisions. Describe the organization's processes for managing climate-related risks. The Company is planning to conduct regular management of ESG risks to identify and effectively manage ESG risks in a timely manner. Describe how processes for identifying, assessing, and managing climate-related risks are integrated into the organization's overall risk management. In the top-level design of its risk management system, the Company is planning to integrate ESG risks into its overall risk management system. Under the supervision of the board of directors, the Company regularly held risk management meetings to review Company's status and policies in risk management. We will incorporate ESG factors into our investment analysis and decision-making process to establish responsible investment policies. Metrics and targets: Disclose the metrics and targets used to assess and manage relevant climate-related risks and opportunities where such information is material. Disclose the metrics used by the organization to assess climate-related risks and opportunities in line with its strategy and risk management process. The Company has used the following metrics when evaluating climate-related risks and opportunities: • Scope 2 greenhouse gas emissions: 1,494.65 tCO2e ⚫ Per capita greenhouse gas emissions: 1.84 tCO₂e/person The Company will further break down relevant environmental indicators to achieve more effective climate change and ESG governance. Disclose Scope 1, Scope 2, and, if appropriate, Scope 3 greenhouse gas (GHG) emissions, and the related risks. The Company has regularly disclosed Scope 2 greenhouse gas emissions, per capita greenhouse gas emissions and climate-related risks in its ESG reports. Describe the targets used by the organization to manage climate-related risks and opportunities and performance against targets. The Company has disclosed its achievement and plan for addressing climate-related issues in fiscal year 2022 as it identified and captured opportunities presented by climate change. Uxin will continue to make an effort to disclose climate-related targets and implementation plans. Responding to TCFD recommendations

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