Investor Presentaiton

ANZ 2023 Half Year Results TOTAL OPERATING INCOME Total income, $b Net interest income, $b Other operating income, $b 10.5 8.5 2.0 0.2 0.2 0.1 9.6 7.8 1.8 1.8 0.0 8.9 0.3 1.8 0.1 7.1 1.6 0.1 0.1 0.2 0.1 1.7 1.5 0.4 0.3 1.6 1.4 0.9 3.4 21 2.1 1.9 2.8 2.6 1.8 1.0 1.6 10 1.0 1.4 1.8 1.6 1.2 1.6 3.0 3.2 3.3 2.7 2.8 3.0 0.5 0.4 1.0 1H22 2H22 1H23 1H22 2H22 1H23 1H22 2H22 1H23 Australia Retail Institutional Other Australia Commercial New Zealand Australia Retail Australia Commercial Institutional New Zealand Other Markets Other Fee & comm. Share of associates' profit /(loss) Basis: Cash Profit continuing operations 64

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