Bajaj Finserv Financial Overview

Update on Moratorium As on 30 April 2020 As on 30 June 2020 B BAJAJ FINSERV USD 1 = INR 75 Values in MM % of % of AUM COVID COVID + ECL AUM Business Segment AUM AUM under Provision under ECL Provision AUM Provision as AUM under under Morat Amt % of Morat Morat COVID Provision Amt COVID + ECL ECL Provision Provision as % of Morat Morat Morat Auto Finance 1,830 1,281 70.0% 28 41 5.4% 1,707 859 50.3% 74 28 11.8% Sales Finance 1,413 366 25.9% 8 8 4.4% 1,231 242 19.6% 33 6 15.8% Consumer B2C 4,067 1,169 28.8% 33 34 5.8% 3,896 594 15.2% 105 23 21.6% Rural Sales 310 92 29.6% 1 1 2.6% 279 29 10.2% 5 1 19.6% Finance Rural B2C 1,420 403 28.3% 13 11 5.8% 1,371 135 9.9% 24 5 21.1% SM E Lending 2,540 761 30.0% 23 21 5.7% 2,437 299 12.3% 45 10 18.5% Securities 538 2 0.3% 528 Lending Commercial 829 204 24.6% 3 0 1.9% 810 156 19.2% 7 0 5.0% Mortgages 6,128 869 14.2% 9 14 2.7% 6,150 580 9.4% 21 10 5.4% BFL Consol 19,076 5,147 27.1% 120 129 4.8% 18,407 2,894 15.7% 313 83 13.7% Total Provision - 249 Total Provision - 396 Back 11

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