Investor Presentaiton
Consolidated Income Statement
Indiabulls
HOUSING FINANCE
1
Particulars
Revenue from operations
(i) Interest Income
(ii) Dividend Income
(iii) Fees and commission Income
30.09.21
(Unaudited)
Quarter ended
30.06.21
(Unaudited)
Six Months ended
30.09.20
(Unaudited)
30.09.21
(Unaudited)
30.09.20
(Unaudited)
(in Billions)
Year ended
31.03.21
(Audited)
21.96
22.92
24.64
44.88
50.12
97.22
0.00
0.00
0.16
0.24
0.34
0.39
0.45
0.94
(iv) Net gain on fair value changes
(v) Net gain on derecognition of financial instruments under
0.21
0.05
0.36
0.26
0.39
1.11
amortised cost category
Total Revenue from operations
22.33
23.21
25.34
45.53
50.96
99.27
2
Other Income
0.00
0.05
0.47
0.05
0.51
1.03
3
Total Income (1+2)
22.33
23.26
25.81
45.59
51.47
100.30
4
Expenses
Finance Costs
15.71
15.52
17.92
31.22
36.39
69.39
Net loss on fair value changes
0.12
0.09
0.39
0.21
0.27
0.37
Impairment on financial instruments (net of recoveries)
1.05
2.14
2.14
3.18
4.60
9.20
Employee Benefits Expenses
1.00
1.15
0.46
2.15
1.34
2.53
Depreciation, amortization and impairment
0.19
0.19
0.23
0.37
0.49
0.97
Other expenses
0.37
0.48
0.54
0.85
0.70
2.23
Total expenses
18.43
19.56
21.68
38.00
43.80
84.68
5
Profit before tax (3-4)
3.90
3.69
4.13
7.59
7.68
15.62
6.
Tax expense
Current tax expense
0.66
0.36
0.66
0.98
0.63
Deferred Tax Charge
1.03
0.22
0.54
1.25
0.73
2.97
Total Tax Expense
1.03
0.88
0.90
1.91
1.72
3.60
7
Profit for the period / year attributable to the
2.86
2.82
3.23
5.68
5.96
12.02
Shareholders of the Company (5-6)
8
Other comprehensive income
A (i) Items that will not be reclassified to statement of profit or
loss
(a) Remeasurement gain/(loss) on defined benefit plan
(0.08)
0.04
0.02
(0.04)
0.31
0.13
(b) Gain (Loss) on equity instrument designated at FVOCI
0.75
(0.06)
(6.79)
0.69
(6.71)
(ii) Income tax impact on above
(0.15)
0.00
1.55
(0.15)
1.46
(6.85)
1.53
B (i) Items that will be reclassified to statement of profit or
loss
(a) Derivative instruments in Cash flow hedge relationship
(ii) Income tax impact on above
(0.84)
0.22
(0.28)
(0.61)
(2.06)
(2.45)
0.21
(0.06)
0.07
0.15
0.52
0.62
Other comprehensive (loss) (net of tax)
(0.10)
0.15
(5.43)
0.05
(6.48)
(7.02)
9
Total comprehensive income (after tax) (7+8)
2.76
2.97
(2.20)
5.73
(0.52)
5.00
10
Paid-up Equity Share Capital
0.89
0.89
0.89
0.89
0.89
0.89
11
Earnings per Share (EPS)
*(EPS for the quarters and six months are not annualised)
-Basic (Amount in )
6.43
6.32
7.62
12.75
14.13
27.72
-Diluted (Amount in )
6.39
6.31
7.62
12.70
14.13
27.72
-Face Value (Amount in)
2.00
2.00
2.00
2.00
2.00
2.00
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