3Q 2020 Investor Presentation
Rajhi Capital
Outstanding growth driven by higher operating income
مصرف الراجحي
Al Rajhi Bank
SAR (mn)
9M 2020
9M 2019
YoY
3Q 2020 3Q 2019 YOY
Net financing and investment income
35
16
+120.3%
11
6
+89.6%
+168.8
Fee and other income
491
296
+66.0%
248
92
%
526
312 +68.7%
259
98
+164%
112
111
+1.0%
39
36
+8.3%
Highlights
■ Net income for Rajhi Capital increased by (+106% YoY) driven by
(+69% YoY) operating income growth.
■ Total operating income growth driven by excellent growth of
(+120% YoY) in Investment income and (+66% YoY) fee income.
■ ARC market share increased by 600 bps YTD.
Total operating income
Operating expenses
Net Income (SARmn)
65
74
Total impairment charge
Net income for the period
0
0
0
0
414
201 +106.2%
219
62
+256%
Total assets
3,391
3,184 +6.5%
3,391
3,184
+6.5%
Total liabilities
163
124
+31.8%
163
124
+31.8%
Market Share - Al Rajhi Capital Brokerage (Value traded)
+256.0%
-346bps
219
19.0%
19.6%
20.3%
18.4%
12.4%
110
116
99
78
62
1Q 19
2Q 19
3Q 19
4Q 19
1Q 20
2Q 20
3Q 20
Al Rajhi Bank
The Blue Chip Islamic Bank
43
FY 16
FY 17
FY 18
FY 19
9M 20
3Q 2020 Investor PresentationView entire presentation