Maybank Earnings Summary Q3 & 9M FY2020
Islamic Banking: Performance Overview
Group Islamic Banking Financial Performance
RM million
Maybank
Islamic
Maybank Islamic: Total Gross Financing grew to RM203.6
billion
9M FY2020 9M FY2019
YOY
Total Income
3,652.7
3,694.2 (1.1%)
Profit Before Tax
1,690.5
2,473.8 (31.7%)
Financing & Advances
215,897.4 202,319.4 6.7%
Deposits & Investment Account:
211,561.8 196,775.0
7.5%
Deposits from Customers
175,618.5
166,290.4
5.6%
23,475.7
20,138.5
16.6%
RM billion
15%
59.7
51.9
7%
14%
44.9
40.8
41.8
35.8
■Sep-19
■Sep-20
6%
29.831.6
(13)%
22.1
19.2
▲1%
7.4 7.4
AITAB
Mortgage
Term Financing
Others (CFS) Term Financing
Others (GB)
CFS:
12%
GB: ▼(2)%
Investment Account
Group Islamic Banking's performance includes key markets in Malaysia, Indonesia and
Singapore
Maybank Islamic: Key Financial Ratios
Note: Figures are as per latest segmentation breakdown
Maybank Islamic Contribution to Maybank Malaysia Loans
and Financing as at September 2020
Key Financial Ratios
9M FY2020
9M FY2019
Total Capital Ratio (TCR)
17.90%
17.50%
Net Profit Margin (YTD)
1.63%
1.72%
Cost to Income Ratio (CIR)
35.77%
34.16%
Direct FDR¹
88.68%
92.35%
Note:
1 Direct Financing to Deposits Ratio (FDR) comprising gross financing against deposit
and Unrestricted Investment Account (exc. RPSIA assets and liabilities)
45
Year
Contribution
Maybank Islamic,
Sep 2019
60.9%
62.2%
Dec 2019
60.7%
Maybank
Conventional,
Malaysia, 37.8%
Mar 2020
61.3%
Jun 2020
61.7%
Sep 2020
62.2%
MaybankView entire presentation