Q4-2021 Earnings Report
Portfolio Optimization is Working
Higher rates + exposure reductions targeting risk (PML) drivers = better results over time.
2.40
2.30
2.20
2.10
2.00
1.90
1.80
1.70
Pooled 100 Yr PML:Prem
Total Change (26.3%)
2.20
2.15
2.10
2.05
UPC 100 Yr PML:Prem
2.00
1.95
Total Change (9.6%)
1.90
1.85
1.80
1.60
1.75
Dec-18 Mar-19
Jun-19
Sep-19
Dec-19 Mar-20 Jun-20
Sep-20 Dec-20 Mar-21 Jun-21
Sep-21 Dec-21
Dec-18 Mar-19 Jun-19 Sep-19
Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21
Dec-21
2.70
2.60
2.50
2.40
2.30
2.20
2.10
2.00
FSIC 100 Yr PML:Prem
Total Change (23.6%)
4.00
3.80
3.60
ACIC 100 Yr PML:Prem
3.40
3.20
Total Change (35.2%)
3.00
2.80
2.60
2.40
1.90
2.20
Dec-18 Mar-19 Jun-19 Sep-19 Dec-19
Mar-20 Jun-20 Sep-20
Dec-20 Mar-21
Jun-21
Sep-21
Dec-21
Dec-18 Mar-19
Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 Dec-21
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