H1FY24 Results - Investor Presentation
H1FY24 Results (Reported)
| Reported yearly performance
(LATMI) / PATMI (RM' mil) & ROE (%)¹
PATMI:
ROE:
YoY Growth ▲ 1.3%
YoY Growth (0.6%)
9.3%
9.8% 9.9%
9.3%
1,503
1,701
837
848
FY21
FY22
FY23
H1FY23
H1FY24
(3,826)
-20.2%
Cost to Income Ratio and Expenses Growth (%)¹
Expenses YoY Growth
46.8%
CTI
CTI Avg improvement
(1.1%)
(FY21-FY23)
44.9%
Expenses:
CAGR FY21-FY23
(0.8%)
44.7%
45.0%
43.0%
3.9%
1.1%
0.3%
-1.8%
FY21
1.
AmBank Group
FY22
FY23
Total Income (RM' mil) and Non-interest Income (%)¹
Total Income:
CAGR FY21-FY23:
YoY Growth
1.7%
22
Total Income
Non-Interest Income %
36%
30%
29%
25%
23%
4,552
4,665
4,704
2,329
2,326
FY21
FY22
FY23
H1FY23
H1FY24
ROA (%) and EPS (Basic)¹
ROA:
EPS:
YoY Growth ▲
0.01%
YoY Growth A
1.4%
EPS
ROA
0.94%
0.90%
0.88%
0.89%
45.54
52.41
25.29
25.65
FY21
FY22
FY23
H1FY23
H1FY24
-4.5%
(127.22)
H1FY23
H1FY24
H1FY23 & FY23 P&L numbers are restated following the adoption of MFRS 17 for Insurance Business
H1FY24 Results - Investor Presentation
-2.24%
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