Investor Presentaiton
Retail Loan Origination Profile
TMCC Retail Auto Loan Originations
Original Summary Characteristics
by Vintage Origination Year:
Number of Pool Assets
Original Pool Balance
Average Initial Loan Balance
Weighted Average Interest Rate
Weighted Average Original Term
Weighted Average FICO
Minimum FICO
Maximum FICO
Geographic Distribution of Receivables representing the 5 states with the greatest aggregate original
principal balance:
State 1
State 2
State 3
State 4
State 5
Distribution of Receivables by Contract Rate: (1)
Less than 2.0%
2.0% 3.99%
4.0% -5.99%
6.0% - 7.99%
8.0% 9.99%
10.0% 11.99%
12.0% 13.99%
14.0% 15.99%
16.0% and greater
Total
Share of Original Assets:
Percentage of Non-Toyota/Non-Lexus
Percentage of 75+ Month Term
Percentage of Used Vehicles
(1) Percentages may not add to 100.0% due to rounding.
Source: Company Reports as of December 31, 2021
2017
882,329
$24,699,290,739
2018
847,020
$24,306,812,650
2019
948,970
$27,579,012,944
2020
1,007,542
$30,738,117,735
2021
1,053,629
$34,544,936,474
$32,787
$27,993
3.22%
$28,697
$29,062
4.09%
5.02%
$30,508
4.48%
4.91%
69 Months
68 Months
69 Months
70 Months
72 Months
734
735
740
731
726
383
395
382
376
395
900
900
900
900
900
CA - 23.3%
TX - 14.4%
CA - 23.5%
TX-15.0%
CA - 21.3%
TX - 15.2%
NY - 4.2%
IL - 4.0%
VA - 4.5%
CA - 22.0%
TX-15.0%
VA - 4.6%
PA - 3.8%
PA - 3.7%
NY- 4.0%
NY - 4.1%
CA - 23.2%
TX-15.6%
NY - 4.2%
VA - 4.1%
NJ - 3.7%
NY- 3.7%
PA - 3.9%
PA - 4.0%
MD - 3.9%
42.4%
34.9%
17.6%
24.6%
16.3%
25.3%
19.7%
22.6%
23.1%
28.0%
17.0%
21.1%
31.1%
27.2%
29.7%
6.7%
12.6%
15.3%
12.6%
13.2%
3.7%
5.1%
6.0%
5.1%
5.4%
2.2%
2.6%
2.8%
2.6%
2.4%
1.2%
1.5%
1.8%
1.6%
1.6%
0.7%
0.9%
1.0%
1.2%
1.2%
0.8%
1.6%
1.8%
2.0%
2.1%
100.00%
100.00%
100.00%
100.00%
100.00%
3.0%
3.3%
3.6%
5.9%
8.2%
15.2%
15.4%
23.0%
28.0%
29.1%
23.0%
23.0%
26.9%
31.6%
36.5%
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TOYOTA FINANCIAL SERVICES 42View entire presentation