Investor Presentaiton
U.S. Personal Banking (USD)
TD
Highlights
U.S. Personal Banking 117 (Q3/22)
Gross impaired loans
decreased quarter-over-
quarter
Gross Loans
($B)
GIL
($MM)
GIL/Loans
(%)
Residential Mortgages
33.5
368
1.10
Home Equity Lines of Credit (HELOC)40
7.0
216
3.11
Indirect Auto
26.2
158
0.61
Credit Cards
13.6
153
1.13
Other Personal
0.6
4
0.63
Total U.S. Personal Banking (USD)
80.9
899
1.11
Change vs. Q2/22 (USD)
3.2
(25)
(0.08)
Foreign Exchange
22.6
254
n/a
Total U.S. Personal Banking (CAD)
103.5
1,153
1.11
U.S. Real Estate Secured Lending Portfolio 117
Indexed Loan to Value (LTV) Distribution and Refreshed FICO Scores 118
Current
Estimated LTV
Residential
Mortgages
1st Lien
HELOC
2nd Lien
HELOC
(%)
(%)
(%)
Total
(%)
>80%
5
1
61-80%
32
12
<=60%
63
87
Current FICO Score >700
93
91
3250
4
31
65
65
90
92
61View entire presentation