Investor Presentaiton

Higher financial results in H1 2023 Business line NBI 3,480 +21.6% International NBI as a >3% CAGR 2020-2025 % of total 15% 20% in 2025 13% 4,230 30/06/22 IFRS 17 30/06/23 IFRS 17 Balance sheet 30/06/22 IFRS 17 30/06/23 IFRS 17 Business line cost- income ratio¹ -10 pts 2020-2025 -12.5 pts 77.9% 65.5% 30/06/22 IFRS 17 30/06/23 IFRS 17 Controlled RWA growth RONE² +1.1% <3.5% CAGR 2020-2025 8.6% 8.0% in 2023 96.5 97.6 (in €bn) CET1 18.3% Leverage ratio 6.9% NSFR 134% 31/12/22 IFRS 17 30/06/23 IFRS 17 5.4% 31/12/2022 IFRS 17 1. Based on a comparable scope of consolidation and at constant exchange rates. H1 2022 figures restated following the application of IFRS 17 (see methodology in the Appendices section). 2. RONE = Attributable net profit/Average risk weighted assets capitalised at 14%. RONE at 31/12/2022 = Attributable net profit at 31/12/2022/Risk weighted assets at 31/12/2022 under IFRS 17. INVESTOR PRESENTATION - SEPTEMBER 2023 30/06/23 IFRS 17 15 LA BANQUE POSTALE

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