Investor Presentaiton

Stable Net Stage 3 % in FY23 Particulars (crs) Gross Stage 1 & 2 ECL Stage 1 & 2 Net Stage 1 & 2 ECL Provision % INDOSTAR Q1FY24 Q4FY23 Q3FY23 Q2FY23 Q1FY23 6,905 6,591 6,308 6,478 6,674 292 294 265 268 271 6,613 6,297 6,043 6,210 6,403 4.2% 4.5% 4.2% 4.1% 4.1% Particulars (crs) Q1FY24 Q4FY23 Q3FY23 Q2FY23 Q1FY23 Gross Stage 3 485 479 537 493 593 ECL Stage 3 260 260 301 296 343 Net Stage 225 219 235 197 251 ECL Provision % 53.7% 54.2% 56.2% 60.1% 57.8% Particulars (crs) Q1FY24 Q4FY23 Q3FY23 Q2FY23 Q1FY23 Total ECL Provision 552 554 566 565 613 Gross Stage 3% 6.6% 6.8% 7.9% 7.1% 8.2% Net Stage 3 % 3.1% 3.2% 3.6% 2.9% 3.6% 20

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