Financial Results Presentation
Maybank Group 1H FY2019 Overview
Improved net operating income of RM11.75 billion supported by loans growth and higher net fee based income
2
1
1H FY2019
Net Profit of
RM3.75 billion;
2Q FY2019 Net
Profit Rises
7.3% QoQ
1H FY2019 net operating income growth of 1.0% YoY mitigated by slightly higher
overheads and net impairment losses, resulting in net profit of RM3.75 billion
2Q FY2019 net profit grew to RM1.94 billion, as stronger investment and trading
income supported net fee based income growth of 10.9% QoQ while overheads
remained flat and net impairment losses reduced QoQ
2
Targeted Balance
Sheet Growth
Group loans growth of 4.6% YoY driven by expansion of 4.2% in Malaysia, 2.3% in
Singapore, 6.1% in Indonesia and 3.2% from other markets such as the Philippines,
Greater China and IndoChina
Group deposits expanded 3.9% YoY on CASA growth in Malaysia and Singapore and
FD growth in Indonesia as part of its liquidity management ahead of the country's
general elections
3
Strong Liquidity
and Capital
Positions
Robust liquidity risk indicators with Group LCR at 145.4%, Group LDR at 93.4%,
Group LTF at 86.3% and Group LTFE at 75.9% as at 30 June 2019
Total capital and fully loaded CET1 capital ratios at 17.98% and 14.23% respectively
as at end-Jun '19, after proposed full cash interim dividend
Full cash interim dividend of 25 sen per share for FY2019 (FY2018: 25 sen per share
interim dividend of which 15 sen cash component)
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