IndusInd Bank Investor Presentation

Q1 - FY22 Performance Highlights Stable financial performance despite Covid 2nd wave PPOP at Rs. 3,185 crs, grew by 9% YoY; PPOP / Assets at 3.67% NII at Rs. 3,564 crs; up by 8% YoY. NIM at 4.06% and Fee Income grew 18% YoY Consol PAT at Rs. 1,016 crs up by 99 % YoY and 10% QoQ ➤ PCR stands at 72%; Total loan related provisions at 123% of GNPA and 3.60% of loans Loan book quality stable; GNPA and NNPA for Q1FY22 at 2.88% and 0.84% respectively CRAR at 17.57%; well capitalized with adequate liquidity buffers ➤ Cost / Income at 40.48% (39.38% LY) amid continued investment in network & digital augmentation ➤ Liquidity Coverage Ratio (LCR) remains healthy at 146% ➤ Healthy growth in deposit (+26%) with 9,926 crs increase in retail LCR deposits QoQ & CASA (+33%) ➤ Client base at 29 million 2 Indusind Bank

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