Journey Simplification and Business Resilience
Revenue and Profit & Loss A/c
Revenue A/c¹
H1 FY22
H1 FY21
Rs bn
Profit and Loss A/c¹
H1 FY22
H1 FY21
i Premium earned
I
192.9
160.5
! Income
I
I Reinsurance ceded
(3.0)
(2.8)
Interest and dividend income
2.5
2.0
I
Income from Investments
I
I
158.4
150.7
Net profit/(loss) on sale
2.1
0.3
I
Other Income
0.5
0.7
Transfer from Policyholders' Account
3.3
5.6
I
Transfer from Shareholders' Account
2.0
0.1
I
Other Income
I
Total Income
350.7
309.1
Total
7.9
8.0
Commissions
8.1
6.7
I
Outgoings
|
Expenses
23.0
17.7
I
I
I
I
Transfer to Policyholders' Account
2.0
0.1
GST on UL charges
1.8
1.7
I
I
I
i Expenses
0.2
0.1
■ Provision for taxation
0.1
0.5
I
I ¡ Interest on convertible debentures
0.2
0.1
i Provision for diminution in value of investments
(2.4)
(0.5)
I
I
I
I
Benefits paid
134.7
72.5
i Provision for diminution in value of investments
(0.3)
(0.1)
I
I
Change in valuation reserve
176.6
203.8
I ¡Provision for Taxation
0.1
0.0¦
I
Bonuses Paid
6.6
2.9!
Total
2.1
0.2
Total Outgoings
348.5
305.2
Surplus
Transfer to Shareholders' Account
2.2
3.3
3.9
Profit for the year as per P&L Statement
Interim Dividend paid (including tax)
5.8
7.8
(4.1)
5.6
I
Funds for future appropriation - Par
Profit carried forward to Balance Sheet
1.7
7.8
(1.0)
(1.7)
Total Appropriations
2.2
3.9
1. Numbers may not add up due to rounding off effect
◉
HDFC
Life
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