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Investor Presentaiton

Disciplined approach to resource allocation and execution of our client-focused strategy High growth, high touch segments Grow our North American Affluent and Private Wealth franchise Leverage our highly connected platform Our Strategic Priorities Future differentiators Deliver leading digital banking solutions to our Canadian customers Core renewables and energy transition Enabling and simplifying Develop and enhance new and existing Cloud capabilities Operational efficiencies Funds managed¹ growth of $14B (+5%) in Imperial Service on a year-to-date basis 30% of Commercial clients have an executive with a PWM relationship in Canada, and 16% of strategic Commercial clients² are also PWM clients in the U.S. Digital adoption rate³ of 84% in Canadian Personal Banking, with +32% of core retail products being sold digitally Net new client acquisition of +165K in Simplii Financial over the last twelve months ~$100MM of efficiencies Q3YTD through the optimization and simplification of processes across our business 50% of applications operating on the Cloud driving scale and speed CIBC◇ For footnoted information refer to slide 35. 4
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