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Investment Solutions for Municipalities

CIBC PPN - Single Call Participation 3 HYPOTHETICAL EXAMPLE Reference Asset Equally weighted basket: Telus, BCE Inc, Rogers Communications, Enbridge, Pembina Pipeline, TransCanada, Manulife, Sunlife, Power Corporation, Royal Bank of Canada, Toronto-Dominion Bank, Bank of Nova Scotia Term/Currency 7 years / CAD Contingent Coupon Contingent coupon received if the index is ≥ 0.00% on the fifth anniversary date. 1st 2nd 3rd 4th: 5th: 6th: 7th: 23.0% w Auto-Call Level CIBC will automatically call the Notes on the fifth anniversary date if the Reference Index Return is greater than or equal to 0%, returning 100% of principal in addition to the coupon. Variable Return at Maturity 100.00% participation in the positive price return of the Reference Asset over the term of the Notes Principal Protection 100% principal protection at maturity Historical Hypothetical Note Return Distribution 100% 99% Historical Note Returns (May 29, 2003 - July 6, 2021)1 . Since inception, the Note was called 99.37% of the time on the first call date • Since inception, the average duration of the note was 5.01 years • Since inception, investors would have only received their Principal back (with no return) 0.00% of the time • Since inception, the notes that were not called returned an average of 42.79% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% 0% 0% 0% 0% 0% 1% 0% 0% 1.00yr 2.00yr 3.00yr 4.00yr 5.00yr 6.00yr 7.00yr Breach Principal Only 1The Historical Note Returns were calculated by CIBC Capital Markets using daily closing prices for the Reference Asset available on Bloomberg. Hypothetical 7.0-year Notes were issued daily from March 23, 2000 until September 13, 2021 such that the last Note would have matured September 13, 2021. Historical price performance of the Reference Asset does not predict future price performance of the Reference Asset or the amount of interest, if any, that may be payable on the Notes. The historical price performance was measured over defined periods and performance over other periods would have produced different results. CIBC CONFIDENTIAL 28
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