Q2 F2023 - Bank of the West Contribution & Financial Results
Loan Portfolio Overview
Gross Loans & Acceptances (GL&A)
Canada &
Total
By Industry 3
U.S.4
Other¹
BMO
% of
Total
($B, as at Q2 23)
Residential Mortgages
143.8
22.9
166.7
26%
Consumer Instalment and Other Personal
70.3
34.1
104.4
16%
•
Portfolio is well diversified by geography and
industry
Total Gross Loans and Acceptances up 15%
Q/Q, with 14% contribution from Bank of the
West
Cards
9.8
1.3
11.1
2%
Total Consumer
223.9
58.3
282.2
44%
Canada & Other Countries
Commercial Real Estate
33.6
33.4
67.0
10%
Service Industries
27.6
39.0
66.6
10%
10%
Financial
16.1
50.4
66.5
10%
Manufacturing
10.1
34.3
44.4
7%
31%
59%
Retail Trade
16.3
12.7
29.0
4%
Wholesale Trade
7.0
17.0
24.0
4%
Agriculture
12.6
5.3
17.9
3%
U.S.
Transportation
4.7
9.9
14.6
2%
15%
21%
Utilities
7.5
4.0
11.5
2%
Construction (non-real estate)
2.4
5.0
7.4
1%
Other Business and Government²
11.4
6.2
17.6
3%
Total Business and Government
149.3
217.2
366.5
56%
64%
Total Gross Loans & Acceptances
373.2
275.5
648.7
100%
1 Includes approximately $11.7B from Other Countries
2 Other Business and Government includes all industry segments that are each <1% of total loans
3 Totals may not add due to rounding
4 Includes BOTW purchased portfolio
BMOM
■P&C/BMO Wealth Management - Consumer
■P&C/BMO Wealth Management - Business & Government
BMO Capital Markets
•
Risk Review May 24, 2023
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