Bank of Georgia Financial Overview
Strong liquidity management and open currency position
Net loans to customer funds
Net loans to client deposits and net loans to
customer funds & IFIs
130.5%
140.0%
120.0%
100.0%
80.0%
60.0%
40.0%
20.0%
0.0%
2009
116.1%
140.0%
130.6%
100.9%
93.4%
120.0%
117.3%
100.0%
108.5%
100.0%
93.9%
80.0%
88.1%
82.7%
74.9%
60.0%
40.0%
20.0%
0.0%
2010
2011
Q1 2012
2009
2010
2011
Q1 2012
Net loans to customer funds, consolidated
Foreign currency monthly VaR analysis
Net loans to client deposits, consolidated
Open currency position
GEL '000s
GEL '000s
60,000
700
610.7 613.1
51,741
8.0%
589.2
7.0%
600
448.1 469.3 475.9 490.2 491.7 494.7 502.4 507.6 520.1
543.0
50,000
40,000
500
5.8%
31,960
6.0%
5.0%
4.0%
30,000
400
300
200
125.3 140.5 128.7
71.2
371.1
247.1
180.8
110.9
80.0
3.0%
20,000
212.8
2.0%
146.2 145.8
10,000
1.0%
121.3
0.0%
100
-0.8%
-1.0%
0
Mar-11
May-11
Jul-11
Sep-11
Nov-11
(10,000)
Jan-12
Mar-12
(7,058)
-2.0%
Monthly VaR (Average)
VaR Limit*
31-Dec-10
31-Dec-11
FC net position, on and off balance, total
31-Mar-12
As % of NBG total regulatory capital
*7 bps of NBG total regulatory capital
BANK OF GEORGIA
www.bogh.co.uk
www.bankofgeorgia.ge/ir
May 2012
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