4Q 2021 Investor Presentation
Deposits
Strong 14% CASA growth supported funding mix optimization
Customers' Deposits (SARbn)
Customers' Deposits Movement YoY (SARbn)
+1%
119.5
120.7
125.9
116.7
121.1
119.5
70.1
72.2
79.5
75.9
79.7
(8.0)
+1%
مصرف الإنماء
alinma bank
9.6
121.1
49.4
48.6
46.4
40.7
41.4
QoQ 4Q 20
+1%
1Q 21
+4%
2Q 21
-7%
3Q 21
+4%
4Q 21
Total customers' deposits
4Q 20
Time
CASA
Total customers' deposits
4Q 21
Time
CASA
-16%
+14%
Customers' Deposits Composition
(SARbn)
32%
О
121.1
CASA % of Total Deposits (%)
69%
65.8%
65.1%
66%
63.1%
Retail
63%
59.8%
58.7%
60%
Non-retail
68%
57%
4Q 2021 INVESTOR PRESENTATION
54%
4Q 20
1Q 21
2Q 21
3Q 21
4Q 21
Management Commentary
Deposits rose slightly by 1% during 2021 as growth
in CASA deposits of 14% was partly offset by a 16%
decline in time deposits.
■ CASA deposits account for 66% of total deposits.
■ Total deposits comprise of 68% retail and 32%
non-retail deposits as at 31 December 2021.
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