Investor Presentaiton

Steady composition of fee components and maintain 3-4% growth trend 13 Net fees and service income Billion Baht CAGR +4.3% 27.5 27.6 +3.3% YoY 28.5 24.1 24.5 Fees and service income % of composition 13% 12% 12% 12% 13% 15% 15% 17% 20% 21% 8% 8% 8% 8% 7% 22% 23% 22% 21% 19% 26% 26% 24% 24% 24% 16% 16% 17% 15% 16% 2015 2016 2017 2018 2019 2015 2016 2017 2018 2019 Other fees and commissions Bancassurance and mutual fund Global market service Credit card business Transaction service Loan related fee Bangkok Bank

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