Investor Presentaiton
Q3 2023 Investor Presentation
We delivered a strong sustainable growth in revenue from new business lines, deepening of digital
channels and market leading customer value propositions.
^27%
Increase in revenue
driven by interest income from
customer loans & government
securities, NFI growth from
trade finance & digital
transactions and the impact
of consolidation of TMB.
Interest income
From loans, 81.9
39%
Interest expense
Deposits, 27.8 56%
Interest expense
Deposits & Placements 11.0A 194%
Other income, 6.1
17%
Total income
117.3
Forex income, 8.2 (2%)
Lending fees, 8.1 4%
KCB
47
^3x
Increase in trade finance
book to KShs 477 billion
For People. For Better.
Interest income
Govt securities, 29.8
23%
Service fees, 20.0
119%
Amounts in KShs BillionView entire presentation