Investor Presentaiton
Credit Review Implementation Project
"Project Kilele"
GO
BANK
E2E assessment of credit
risk management practices
Strengthen portfolio
assessment and risk
frameworks
Enhance Collections
Comprehensive diagnostic review on each area of credit risk, including:
✔ Credit risk management framework with a key focus on risk governance, credit
risk appetite, origination and underwriting process, credit approval process,
credit scoring/rating models, and pricing
✓ Portfolio management, monitoring and reporting procedures
✓ Non-performing loan management, collections, and recovery processes
✓ Stress-testing of existing work done on portfolio analysis
✓ Assess client level (and sub-sector) strategies that have been developed and
suggest improvements
Quantify impacts of work done - Improvements on work done and potential
heuristics that can be applied to enhance PD, LGC, and ECL modeling incorporating
sector expertise
✓ Diagnostic of collections area (including recoveries and restructuring)
✓ Segment by segment re-design
✓ Future roadmap for collections function
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