Compeer Financial Industry Overview
22
LOSS EXPERIENCE: CREDIT TRENDS
4.50%
Compeer DQ Loans/Loans
U.S. Commercial Banks DQ Loans/Loans
Compeer NCOs/Loans
U.S. Commercial Banks NCOs/Loans
4.00%
3.50%
3.00%
2.80%
2.61%
2.50%
2.00%
1.50%
1.38%
1.20%
1.00%
0.50%
0.00%
(0.50%)
2.38%
13%
1.13%
1.10%
1.69%
2.11%
1.61%
1.46%
1.47%
1.33%
1.60%
1.48%
1.66%
1.58%
1.51%
0.90%
1.33%
1.19%
1.12%
0.85%
1.76%
3.70%
3.59%
3.35%
3.14%
2.76%
2.97%
2.64%
2.57%
1.42%
1.30%
1.09%
1.03% 0.91%
1.18%
1.42%
0.80%
0.76%
0.54% 0.89%
0.63%
0.68%
0.94%
0.59%
0.55%
0.49%
0.83%
0.52%
0.45%
0.70%
0.40%
0.52%
0.56% 0.58%
0.57%
0.52%
0.45%
0.48%
0.57%
0.12%
0.02%
0.00% (0.02%)
0.13% 0.14%
0.16%
0.12%
0.07% 0.06% 0.07%
0.43%
0.07%
0.01%
0.00%
0.38%
0.02% 0.08% 0.05%
0.11%
0.37%
2.23%
2.19%
1.59%
1.55%
1.37%
1.29%
1.08%
0.76%
0.37%
1.75%
1.41%
1.28%
1.22%
1.05%
0.80%
0.66%
0.68%
0.56%
0.48%
0.43%
0.49%
0.48% 0.43%
0.46%
0.47%
0.13%
(0.02%)
0.03% 0.04% 0.01% 0.01% 0.02%
'90 '91 '92 '93 '94 '95 '96 '97 '98 '99 '00 '01 '02 '03 '04 '05 '06 '07 '08 '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
Source: U.S. commercial bank data from FDIC Quarterly Banking Profile; Note: U.S. 2018 financials as of Q3'18
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