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Investor Presentaiton

CET 1 4Q20 Reinforce capital position with wider buffer over requirements Solid Capital with ample buffer over requirement 14.4% 14.5% CET1 THB 166 bn TIER1 THB 178 bn CET 1 2Q21 19.6% +4.1% 15.5% + 1% Tier 2 AT1 issued in Nov-19 TIER 1 2Q21 THB 173 bn THB 185 bn RWA THB 1,217 bn THB 1,193 bn *prelim data for 2Q21 CAR 2Q21 Tier 1 minimum requirement 8.5% CAR minimum requirement 11.0% • tub We remain strongly capitalized, enabling the Bank to withstand the uncertainty ahead. Due to Economic headwind impacted from Covid-19 pandemic, the Bank reinforced solvency ratio with organic capital generation and balance sheet optimization, reflecting higher buffer Tier 1 and lower in credit RWA. 33
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