HDFC Corporate Update

Operational & Financial Highlights: Mortgages LOAN SPREADS HDFC 12.00% 2.40% 10.29% 10.18% 10.00% 8.99% 2.35% 2.29% 8.10% 8.00% 2.30% 2.27% 2.30% ◇ 2.29% 6.00% 2.25% 4.00% 7.99% 7.91% 2.20% 6.70% 5.81% 2.00% 2.15% 0.00% 2.10% FY19 FY20 FY21 Apr-Sep21 Return on Loans Cost of Borrowings ---Spread Apr-Sep21 Spread earned on: Individual Loans 1.93% Non-individual Loans 3.37% Loan Book 2.29% 23

View entire presentation