Tokyo Investor Day

EMPHASIS ON PROTECTION PRODUCTS Annualized New Business Premiums First Half 2016(1) Life Consultants $375 million Fixed Annuities (substantially all non-yen) 28% Death Protection 50% Retirement 15% A&H 7% Independent Agency $127 million Fixed Annuities (substantially all non-yen) 17% Retirement 24% A&H 10% 1) Foreign denominated activity translated to U.S. dollars at uniform exchange rates; Japanese yen 106 per U.S. dollar. Prudential Tokyo Investor Day 9.15.2016 Death Protection 49% 12

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