Investor Presentaiton

Over and above, the financial system as a whole enjoys excellent health Non-Performing Loans and Degree of Provisioning (Local and Foreign currency, in %) ■Delinquency ■Degree of provisioning 8 6 4 2 3.6 Solvency Profile (Number of times of the minimum regulatory capital) 1.9 6.5 1.8 1.7 1.6 0 1.5 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18 Return on Equity (Last 12 months, in %) 25 22 20 15 1.88 Dec-16 Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18 Sep-18 19.6 10 5 0 Jan-17 May-17 Sep-17 Jan-18 May-18 Sep-18 Source: Central Bank of Uruguay 35 55

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