Financial Overview and Strategy
Credit quality - provisioning coverage
B
BAJAJ
FINSERV
Values in Cr
31 Mar 19
31 Mar 18
31 Mar 19
31 Mar 18
Assets Under Management
Consolidated AUM
31 Mar 19
PCR
GNPA
NNPA
GNPA
GNPA
NNPA
NNPA
(%)
(%)
(%)
(%)
(%)
Consumer B2B -Auto Finance Business
9,726
529
206
61%
5.12%
5.70%
2.06%
2.25%
Consumer B2B - Sales Finance Businesses
12,261
158
39
75%
1.05%
1.22%
0.26% 0.28%
Consumer B2C Businesses
23,002
330
88
73%
1.40%
1.69%
0.38%
0.42%
Rural B2B Business
2,142
22
8
61%
0.93%
0.87%
0.36%
0.52%
Rural B2C Business
7,101
112
44
61%
1.53% 1.24%
0.61%
0.59%
SME Business
15,759
237
50
79%
1.49%
1.85%
0.32%
0.38%
Securities Lending Business
6,359
י
Commercial Lending Business
5,667
36
16
55%
0.64%
0.29%
Mortgages*
33,871
380
275
28%
1.23% 0.46%
0.89%
0.17%
Total
1,15,888
1,804
727
60%
1.54%
1.41%
0.63%
0.43%
Total (Net of IL&FS Exposure)
1,15,888
1,569
548
65%
1.34%
1.41%
0.47%
0.43%
*Mortgages include IL&FS
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