Investor Presentaiton

Solid loan and deposit growth LOAN PORTFOLIO +10.2% +17.8% +0.1% +4.3% 16,169 16,289 15,579 14,789 16,300 DEPOSIT PORTFOLIO 27 All currency data are in GEL m unless otherwise stated +8.3% +16.0% +4.0% +9.1% 15,100 13,944 14,038 14,517 13,313 8,820 8,715 8,347 8,611 54% 51% 8,351 55% 55% 8,190 8,612 8,765 9,243 61% 56% 59% 8,334 63% 60% 61% 6,438 44% 6,969 45% 7,349 45% 7,574 46% 7,953 49% 5,755 41% 4,979 37% 39% 5,426 5,752 40% 5,857 39% Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 Net Loans GEL Net Loans FC Jun-21 Sep-21 Dec-21 Client deposits and notes GEL Growth on a constant currency basis Mar-22 Jun-22 Client deposits and notes FC

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