Investor Presentaiton

Production Metrics PURCHASE VOLUME HAS ACCOUNTED FOR ~60% OF HISTORICAL PRODUCTION1 $4,500 $3,000 $2,435 READY CAPITAL. $728 $1,500 $636 $1,460 $463 $1,508 $775 $1,245 $1,189 $398 $1,380 $1,812 $1,439 $1,067 $0 2015 2016 2017 2018 2019 2020 2021 1. In millions ■ Purchase ■ Refi DIVERSIFIED PRODUCTION CHANNELS WITH FOCUS ON RETAIL CHANNEL GROWTH 100% 27% 25% 22% 20% 21% 19% 80% 35% 40% 38% 36% 32% 31% 33% 60% 32% 40% 48% 48% 48% 42% 37% 20% 33% 33% 0% 2015 2016 2017 2018 2019 2020 2021 ■Retail ■Correspondent Wholesale 24 24

View entire presentation