Investor Presentaiton
Appendices | Non-GAAP Financial Measures
In $MM
Income before income taxes
Provision for credit losses
Pre-tax pre-provision (PTPP) income
Pre-tax impact of adjusting items (2)
Adjusted PTPP income (1)
(1)
Net income
After-tax impact of adjusting items (2)
Adjusted net income (1)
Net income available to common shareholders
After-tax impact of adjusting items (2)
Adjusted net income available to common shareholders (1)
Shareholders' equity (1)
Adjusting items related to shareholders equity
Average common shareholders' equity
Q3-2022
Q2-2022
$ 65.8
$ 74.5
16.6
82.5
3.1
13.0
87.5
Q3-2021
$ 79.2
5.4
84.6
2.8
-4.2
$ 85.5
$ 90.3
$ 80.5
$ 55.9
2.3
$ 58.2
$ 51.3
2.3
$ 53.6
$ 2,726.8
-296.3
$ 2,430.5
$ 59.5
2.1
$ 61.6
$ 58.3
2.1
$ 60.3
$ 2,689.3
-298.0
$2,391.4
$ 62.1
-3.0
$ 59.0
$ 57.4
-3.0
$ 54.4
$ 2,747.2
-321.8
$ 2,425.4
(1) For more information about non-GAAP financial measures, refer to the Non-GAAP Financial and Other Measures section beginning on page 5 of the Third Quarter 2022 Report to Shareholders, including the MD&A as at and for the period ended July
31, 2022, which pages are incorporated by reference herein. (2) Refer to page 27 of this presentation for detailed information about adjusting items. The impact of adjusting items may not add due to rounding.
Seeing
beyond
numbers."
Voir
au-delà
des chiffres."
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