Investor Presentaiton

Balance Sheet Trends Solid balance sheet growth from growth in financing and investments Management Commentary ■ Growth in total assets of 6% YTD driven by 9% financing growth and 8% growth in investments. ■ Total liabilities grew by 3% during 9M 2021 YTD mainly from 97% growth in liabilities due to SAMA, banks and other Fl offset by a 2% decline in customers' deposits. Total Assets Movement YTD (SARbn) 156.9 2.4 +6% مصرف الإنماء alinma bank 10.1 0.1 166.8 (2.6) SAR (mn) 3Q 2021 4Q 2020 A% 3Q 2020 A% Total assets 4Q 20 Cash, interbank & SAMA Investments Financing Other Total assets 3Q 21 Cash, interbank & SAMA balances 10,019 12,651 -21% 12,539 -20% balances -21% +8% +9% +2% Investments 31,886 29,526 +8% 26,460 +21% Financing 121,318 111,196 +9% 105,325 +15% Other assets 3,586 3,505 +2% 3,526 Total assets 166,808 156,877 +6% 147,850 +2% +13% Total Liabilities Movement YTD (SARbn) Due to SAMA, banks & other Fl 14,401 7,312 +97% 8,042 +79% +3% Customers' deposits 116,652 119,454 -2% 111,318 +5% Other liabilities Total liabilities 5,591 136,644 132,448 5,682 -2% 4,451 +26% 132.4 7.1 +3% 123,811 +10% Share capital 20,000 20,000 +0% 20,000 +0% (2.8) 136.6 (0.1) Retained earnings 4,528 3,760 +20% 3,884 +17% Total liabilities Other reserves 636 669 -5% 155 +310% 4Q 20 Due to SAMA, banks Customers' deposits & other Fl Other Total liabilities 3Q 21 Tier 1 sukuk 5,000 100% 100% Total equity +97% -2% -2% 30,164 24,429 +23% 24,039 +25% 3Q 2021 INVESTOR PRESENTATION 18/41

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