Investor Presentaiton

Slovakia's credit ratings are amongst the highest in the region MOODY'S S&P Global Ratings A-/A3 A/A2 A+/A1 AA-/Aa3 ARDAL Fitch Ratings Czech Re. Macau Czech Re. Estonia Czech Re. Hong Kong Belgium Ireland ✡ Israel Ireland Estonia Belgium Qatar LUK Qatar Slovenia Qatar UK Japan Estonia China Slovakia China Malta China ✡ Israel Japan Latvia ✡ Israel Saudi Arabia Ireland Lithuania Kuwait Slovakia Iceland Chile Iceland Slovakia Iceland Lithuania Poland Spain Japan Slovenia Malta Lithuania Saudi Arabia Botswana EMalaysia Malta Malaysia Chile Latvia Latvia Slovenia Saudi Arabia Poland Spain Poland キ 7 Source: Moody's, S&P and Fitch

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