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Investor Presentaiton

Key performance indicators After a moderation in growth, NBFCs are back on track with a 39% YoY increase in profits % Overall NBFC Sector Growth YOY¹ 21% 20% 22% 31% 24% 32% 20% -21% 50% 39% FY23 2,609 INR Bn 246 1,518 1,272 1,032 -1,337 597 -486 -209 -228 Interest earned Interest expense NII Other Income Total income (Net) Opex PPOP Credit Cost Tax & Other exp. Net profit FY22 INR Bn 2,151 188 1,228 1,040 859 -1,111 -369 430 -265 Interest earned Interest NII expense Other Income Total income Opex PPOP Credit Cost -152 Tax & Net profit (Net) Other exp. 1. YoY growth FY23 vs. FY22 Analysis has been made based on 29 NBFCs (10 HFCs, 2 Gold, 3 MFI and 14 Diversified NBFCs) Source: Capitaline; Press releases; BCG analysis 20 20 Copyright © 2023 by Boston Consulting Group. All rights reserved.
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