Investor Presentaiton
Duration profile
ASSET MIX EFFECTIVE DURATION PROFILE
63
-41%
of assets
with duration
Tax-Exempt
Loans, 3% Long Duration
Loans, 15%
Mortgage
Residential
Duration
Long
Medium to
Available-
For-Sale
Securities,
23%
Medium
Duration
REIT Loans,
4%
9%
CRE Loans*,
C&I Loans,
23%
No Duration
SBL and
Other Loans,
18%
Note: As of March 31, 2022. Percentages shown are as a percent of total Raymond James Bank assets. Total will not equal 100% due to Cash and Other Assets and
Loans Held for Sale being excluded from pie chart. Effective duration is measured as a percent change in price for every 1% change in rates. Medium duration equals 2-
4%, medium to long duration equals 4-6% and long duration equals over 6%. *Includes CRE construction loans and CRE loans.
RAYMOND JAMESView entire presentation