Investor Presentaiton

FINANCING AND ADVISORY REVENUES: +17% vs. Q4 21 Q422 F&A revenues (EURm) 643 820 956 2022 F&A revenues (EURm) 3,374 GLOBAL BANKING AND ADVISORY +6% vs. Q4 21 2,929 2,547 Record year thanks to a strong momentum in Asset Finance, Natural Resources and Asset Backed-Products combined with strong risk management performance Investment Banking still negatively impacted by the market backdrop GLOBAL TRANSACTION & PAYMENT SERVICES +68% vs. Q4 21 Record quarter and year with double-digit growth in all activities and geographies Outstanding commercial performance and favorable impact of higher interest rates Q4 19 Q421 Q422 2019 2021 2022 SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023 30

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