Investor Presentaiton
Glossary
ACL - Allowance for Credit Losses
ALLL - Allowance for Loan Losses
AUA - Assets Under Administration
BPS Basis Points
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C&I Commercial and Industrial
C&D Construction and Development
CECL - Current Expected Credit Losses
CET1 Common Equity Tier 1 Capital
CRE - Commercial Real Estate
CSP Customer Service Profiles
DDA-Demand Deposit Account
EOP End of Period
FTE - Fully-taxable equivalent
GAAP - Accounting Principles Generally Accepted in the USA
KRX-KBW Nasdaq Regional Banking Index
LPO - Loan Production Office
MLO - Mortgage Loan Officer
MTM - Marked-to-market
MSA Metropolitan Statistical Area
MSR - Mortgage Servicing Rights Asset
NCO
_
Net Charge-Offs
NIM Net Interest Margin
NPA-Non-Performing Asset
NSF - Non-sufficient Funds
OO RE - Owner Occupied Commercial Real Estate
PCD Loans Purchased with Credit Deterioration
PPP-Paycheck Protection Program
PTPP - Pre-Tax, Pre-Provision Earnings
RBC Risk Based Capital
ROA Return on Assets
SBA United States Small Business Administration
-
TCE - Tangible Common Equity
USDA - United States Department of Agriculture
YOY Year over Year
=
28
U
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