Wholesale Banking Strategy

RETAIL BANKING PERFORMANCE Focus on the Growth of Quality Asset while Maintaining Strong Liquidity LOAN IDR Trillion 5.6% YOY 7% 23% -49% 24.1 THIRD PARTY FUND IDR Trillion ↑ 9.5% YOY 44.2 46.9 95.0 104.1 -19% -6% +10% YOY 50.7 45.9 19.7 12.0 14.8 +15% YOY 53.4 49.1 3.6 9.0 4.6 3.4 Credit Card & Joint Finance Mortgage SME Retail Banking Personal Loan Sep-20 ■Sep-20 Notes: Consolidated Report, exclude loan to other segment ■Sep-21 Sep-21 Time Deposit CASA 41

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