Arab Bank Digital Transformation and Growth Strategy

Strong performance across key metrics Assets $66.5bn 2.8%* $ Gross Loans $36.3bn ^2.1%* Net Operating Income Net Income $1,373mm $630mm 41.5%* 55.3%* 町 Return on Equity البنك العربي ARAB BANK 7.8% 餐 Deposits $49.0bn Loan to Deposits 74% 2.5%* Total Equity $10.8bn 5.1%* Cost Income Ratio 41% ០០០០០ NPL Coverage Ratio Capital Adequacy Ratio Market Cap 133% 16.9% $3.9bn All data as of Sep 30, 2023 and for Arab Bank Group * Percentage change vs Q3 2022 7

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