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Investor Presentaiton

Our history and key milestones CREDIT 维信金科 Expansion stage Gradually transferred to online business Smart finance era Online only business platform 2021 Registered users reached 113M Startup stage Established offline stores 2006 Established our business as the very first consumer 2014 Established 3 licensed small loan companies • 2017 Started to commercialize Hummingbird to enhance credit assessment capabilities Series C round of financing from TPG Growth III SF Pte. Ltd 2019 Issued 1st US dollar bonds of USD$100M Migrated loan portfolio towards better quality customers Issued 2nd US dollar bonds of USD$85M Registered users reached 127M Issued HKD bonds of HK$200M Secured factoring license Invested in Opus Financial Group with SFC 1,6,9 licenses finance service provider in China Wholly-owned licensed VC guarantee Began long-term partnership with FOTIC Started our cooperation with China Telecom Launched technology-assisted Successful IPO on HKEX (code: 02003HK) Transferred to online only 2020 business platform 2022 credit product KK Credit and DD! Cash 2018 2015 2009 1st 9th 12th 15th 7
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