Investor Presentaiton

Total Loans were Diversified to Different Regions > OCBC Loans by Geography 31 December Kalimantan 2023: 1% Sumatera 2022: 1% 2023: 7% 2022: 7% East Java 2023: 10% 2022: 10% Central Java 2023: 2% 2022: 2% West Java 2023: 14% 2022: 14% Sulawesi and Others 2023: 1% 2022: 2% Outstanding Loans 2023: Rp154.1 trillion 2022: Rp137.6 trillion Jakarta 2023: 65% 2022: 64% Loans by Currency 31 December Foreign Currencies 2023: 25% 2022: 26% Outstanding Loans 2023: Rp154.1 trillion 2022: Rp137.6 trillion Rupiah 2023: 75% 2022: 74% 9

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