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Investor Presentaiton

Reconciliation for non-GAAP Financial Measures (2/5) Canadian Banking ($ millions) Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Average total assets¹ 398,141 411,748 423,218 437,269 445,670 Less: Non-earning assets 4,100 Average total earning assets¹ 394,041 Less: Other deductions Average core earning assets¹ 18,780 375,261 4,129 4,035 4,089 407,619 419,183 433,180 441,558 20,580 4,112 Net Interest Income 2,082 2,133 2,144 22,478 24,646 26,191 387,039 396,705 408,534 415,367 2,363 2,361 Less: Non-core net interest income Provision for credit losses (96) (35) (12) 93 163 Risk Adjusted Net interest income on core earning assets 2,178 2,168 2,156 2,268 2,200 Risk Adjusted Margin 2.30% 2.22% 2.23% 2.20% 2.10% 1 Average balances represents the average of daily balance for the period 44
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